Park Model Home

Affordable 16×28 Used Mobile Home – $20K with Financing

Buy this 16×28 used mobile home for only $20,000 with just $1,500 down. Financing available. Affordable, move-in ready living for families!

Affordable 16×28 Used Mobile Home – A Budget-Friendly Housing Solution

A gray and white mobile home parked on a gravel surface, surrounded by a clear sky.

Looking for a budget-friendly home that doesn’t compromise on comfort? This 16ft wide, 28ft long used mobile home is available for just $20,000, making it one of the most affordable options on the market today.

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With a low down payment of only $1,500 and financing available, this home offers a realistic path to homeownership for families, couples, or individuals looking for a cost-effective living solution.

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Why Choose This 16×28 Used Mobile Home?

Front porch of a tiny home featuring a welcoming door and cozy seating area.

This model is designed with both affordability and functionality in mind. While it’s compact, the 16×28 layout offers plenty of flexibility for singles, couples, or even small families.

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Top Benefits:

  • Affordable Pricing – Just $20,000, far below most new homes.

  • Low Down Payment – Secure it with only $1,500 upfront.

  • Financing Options – Flexible payment plans available.

  • Move-in Ready – No long waiting times.

  • Durable Construction – Built to last with low maintenance.


Perfect for First-Time Buyers

A photo showing a kitchen and living room, featuring modern decor and open space design.

For first-time homebuyers, this used 16×28 mobile home is a smart entry point into homeownership. Instead of throwing money away on rent, you can own your home for a fraction of the cost of traditional housing.

With financing, payments can often be lower than monthly rent, making this home a cost-effective investment in your future.


Ideal for Downsizing or Investment

A cozy living room featuring a ceiling fan, with an open view into a modern kitchen area.

This home isn’t just for new buyers—it’s also perfect for those who:

  • 🏡 Want to downsize into something more manageable.

  • 💼 Need a rental property to generate passive income.

  • 🌿 Prefer low-maintenance living in a smaller footprint.

At 16ft x 28ft, the home is easy to maintain while still offering comfortable living space.


Financing Made Simple

A modern kitchen featuring white cabinets and sleek black countertops.

One of the biggest advantages of this home is the financing option. Even if you don’t have the full $20,000 upfront, you can secure the home with a $1,500 down payment and work out monthly payments that fit your budget.

This makes it one of the most accessible homes on the market today.


Why Buy Used Instead of New?

A modern kitchen featuring a sleek marble island and a stylish ceiling fan overhead.

New mobile homes can range anywhere from $60,000 to $100,000+, but buying a used home like this one gives you:

  • Immediate savings (thousands less than new models).

  • Faster move-in times.

  • Proven durability – this home has already stood the test of time.

For families who want a home now without breaking the bank, this is the smarter choice.


Frequently Asked Questions (FAQs)

A cozy tiny home interior featuring a desk and a chair, designed for efficient use of space.

1. What’s the size of the home?
👉 It’s 16ft wide and 28ft long, offering a practical and efficient layout.

2. How much does it cost?
👉 The asking price is $20,000.

3. What’s the down payment?
👉 You only need $1,500 down to secure this home.

4. Is financing available?
👉 Yes, financing options are available to make ownership affordable.

5. Is it move-in ready?
👉 Yes, this home is in good condition and ready for immediate occupancy.

6. Who is this home best for?
👉 First-time buyers, downsizers, or investors looking for affordable housing.


Conclusion – Don’t Miss This Affordable Opportunity

A cozy tiny home interior featuring a desk and a chair, designed for efficient use of space.

The 16×28 used mobile home is one of the best deals in 2025 for anyone looking for affordable housing with financing options. With a price of just $20,000, a $1,500 down payment, and flexible financing, this home makes ownership possible for almost anyone.

👉 Whether you’re buying your first home, downsizing, or looking for an investment property, this model checks all the boxes.

⚡ Act fast—homes at this price and with financing available don’t stay on the market for long.


🔗 External Link for SEO Authority:
Learn more about manufactured housing affordability: Manufactured Housing Institute

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